The best borrower is an educated borrower.  While the median price of a home in the US is only $170,000, here in San Diego County it is more than $550,000.  With this in mind, the traditional 30 year fixed loan is not as attractive as it used to be.  Many people want a fixed payment and are very apprehensive of an adjustable rate mortgage (ARM).   As an alternative to these 2 types of loan, here at Su Casa Mortgage Inc., we offer a HYBRID mortgage.  It is a mortgage loan that is fixed for a number of years and then turns into an ARM.  This loan is ideal for our area; statistically, you will either sell or refinance within 3 to 5 years.  The Hybrid loan enables you to know exactly what your monthly payments are during the first 5 years of the loan and the rate is lower than the conventional 30 year mortgage. 

Contact us here at Su Casa Mortgage, Inc. either be phone at 619.294.7900 or e-mail us at info@sucasamortgage.org.  We never sell or give your name to anyone without your permission.  We are committed to getting you the best loan that you qualify for.  Be careful when someone quotes you rates without knowing anything about you; more than likely, you will not qualify for that rate and you will be given a higher rate than you expected. 

  Contact us at: info@sucasamortgage.org